Why trust HJ group with your retirement benefits?
Making confusing retirement jargon crystal clear and understandable for your team while having the experience and depth of knowledge to hold the carriers accountable for their service and performance is why we exist.
Our CEO, Harry James and team are no strangers to the money management field. In addition to sitting on a few special committees and boards he personally managed $150,000,000 of client assets before he sold his financial planning business to a public company in 2007. The transition to corporate retirement plans from the personal field was seamless as all the same principles of money management, fees, asset allocation and global diversification apply.
Benefits of working with the HJ Group:
- Full fee disclosure
- Access to the entire marketplace to secure the most competitive fees
- Expertise in designing a plan based on the needs of you and your team
- Specialized employee engagement
- Comprehensive reporting and industry benchmarking to provide insight into plan competitiveness
- Full service administration in ongoing plan management
- Risk mitigation and compliance adherence through our Capital Accumulation Plan (CAP) Guideline audit
We know you want your employees to have a healthy financial life and lots of options after they retire but that burden need not be on your shoulders.
It's a psychological fact that when someone feels financially empowered they are able to perform at a higher level in all areas of their lives. Financial stress is not only debilitating physically, the mental toll is well documented from the inability to concentrate, to contributing to low self-esteem, and depression.
If we earn the right to handle this component of your employee benefit plan, we will deliver much more than a plan with excellent fees and competitive performance. Through our education, experience and unique skill set we will teach your team that the transition into the next chapter of their lives can be as rewarding and as exciting as the first few chapters. We believe retirement is a lie and the true happiness and fulfilment in life comes from the process not from meeting the goal whatever that may be. Enjoying every element of their work now and planning for new adventures in the future is what keeps people healthy, engaged, and fulfilled at every stage of their lives. People that feel respected and appreciated ultimately perform at a much higher level and contribute to creating a very positive work environment. Magnifying the benefits of what you are doing for your team and ensuring they capitalize on them is what we do best.
Need a second opinion?
We understand that for political reasons (your brother-in-law is your broker) that you can't easily change your working relationship. But do you wonder if your plan is properly designed?
We are happy to provide a comprehensive review on a completely confidential basis so things don't get awkward at the next family gathering. If and when your brother-in-law retires, we will be here..