Employee Benefits & Individual Coverage
The benefits landscape is constantly changing. For the record, good service is not when a broker shows up at renewal time at the 11th hour and facilitates a marketing. Good service is not being wined and dined. Good service is not when a broker puts out a fire. Our intent is not to point fingers but to warn you that it takes $300 and a pulse to call yourself an advisor and that our industry truly is the wild west. It's saturated and lacking standardized designations. Buyer Beware.
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What Our Clients Say
"We’ve very much appreciated the partnership we have with HJ Group. As our benefits broker and administrator, they have been very attentive and responsive to our questions and needs. They check in quarterly to ensure things are running smoothly and are much more relational than our previous broker. They were also able to help us negotiate lower premiums based use the use of the plan. Additional HR related resources are an added bonus. They have provided great customer service and we’d be happy to recommend them."
"Since taking over as our business’s Group Benefits Insurance Broker, HJ Group has exceeded our expectations with the level of service provided. They are consistently fast at responding and providing informative, yet, candid advice. We feel confident that they are representing our interests when negotiating with the insurance companies over our rates and not just “rolling-over” for a commission. We would highly recommend HJ Group to any business that is looking for a new Group Benefits Insurance Broker or even a second opinion on their current group benefits plan."
"I can never say how lucky we at the Toronto Heart Centre (THC) was to find HJ Group. It was purely by accident and one that was very beneficial. The staff there assisted me in setting up benefits for the staff at THC. They were very respectful of the fact that I had no idea what was available and guided me in setting up the appropriate benefits for the staff. As well, once the benefits were set up they are on an ongoing basis very helpful when there are any questions that need to be answered even if not really in their realm. We are a small business and I find that sometimes the small businesses do not get the proper attention but that is not the case with the HJG. Thank you to all who I have had the pleasure of dealing with."
"HJ Group provides us with effective, professional, and comprehensive benefits administration. They go above and beyond to ensure we maximize our benefits potential, and understand all aspects of our benefits package. Their benefits reports are detailed, and straightforward to comprehend. We are truly grateful for their support."
"Working with HJ Group as our benefits broker has been an absolute pleasure. Their sense of advocacy and attention to detail are unmatched. With our previous provider, we were simply another corporate client and personalized service was absent from our experience. However, from the first moment we sat down with HJG, it was apparent that they truly cared about what was best for our employees and was committed to doing their very best to secure it. HJG consistently goes above and beyond to ensure that our needs our met and that we are consistently satisfied with their service. I would wholeheartedly recommend them!"
"Harry James, Jennifer Rade and the rest of his team with their incredible knowledge, expertise and genuine interest in understanding my financial and personal goals, made it possible for me to fulfill my dreams. As a single parent, HJG made it possible for me to sell my home, search for work in a new city, secure a rental property for my kids and purchase a new home, with the financial confidence and clarity every step of the way. Their approach is what makes HJG team unimaginably unique in tailoring their services to your individual needs. They made what seemed to be an impossible journey, an experience of empowerment. I highly recommend anyone looking to take a leap into the unknown to fulfill their dreams, to first reach out to HJ Group."
"After working for nearly 30 years, managing companies from 50 employees to 1,800 employees, I'm finally working with consultants who are truly committed to helping with our group benefits program. Justin and Chris have consistently delivered on their service promises and have gone above and beyond to ensure our group benefits plan is fully optimized. Most importantly, they are a couple of down to earth guys who take their craft very seriously, but also have a sense of humour! I would highly recommend HJ Group to any employer looking to manage their employee benefit plans in a cost effective manner."
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